USA Patriot Act
Notification in Changes in Terms of the Accounts
and Services of Your Credit Union Agreement
The Credit Union has
made a change to the terms of your
Membership Agreement with
us pursuant
to the terms of our present Agreements.
The Changes arise from the PATRIOT ACT,
which is a new Federal law that requires all financial institutions to obtain,
verify, and record information that identifies each person who opens a new account.
Your ability to make transactions to/from a new account may be limited until
all persons' identities are verified.
This change is effective October 1, 2003. You can obtain a copy of the complete
revised Membership Agreement at the Credit Union office or by calling us at 207-774-4307.
The use, continued use, or any authorized use of any existing or new account
or other service after the effective date will evidence your acceptance and agreement
to this change.
What this means to you: When you open an account we will
ask for your name, address, date of birth and other information that
will allow us to identify you. We may also ask to see your driver's license
or other identifying documents.